First Time Buyers

 Buying your first home can be both exciting and daunting. We will guide you through each step of the process from assessing the affordability of the loan, looking at the interest rates available and assisting with any paperwork you may need to complete. When viewing properties, Estate Agents will expect you to have your finances in order and that's where we can help! We are here to walk you through every step of the home buying process. 

 Moving Home is very exciting whether you are looking to upsize, downsize or relocate. Whether you are looking to port your existing mortgages or start afresh, we can assist you. We will review all options and provide advice and recommendations accordingly.  

 It is important to review your mortgage on a regular basis. as you approach the last 6 months of your initial rate period, you will need to start thinking about reviewing your options to that the mortgage does not revert onto the Standard Variable Rate (SVR) which is typically much more expensive. We will review all options available to you whether that be to stay with your existing mortgage lender or switch to a new lender offering more competitive terms. We will be able to review these options for you, factoring in any associated costs so that you can make the best decision going forward.  

 Ever thought about having a second home by the sea, a weekend retreat or a city pied-de-terre, we can look at mortgage finance for you. We will discuss with you the borrowing options and affordability assessments that come with owning a second residential property.  

- New Build 

- Interest Only 

- Product Transfers 

- Joint borrower, sole proprietor 

- Contractors 

- Income complexities 

- Foreign Income  

- Foreign Nationals  

- Applicants on Visa's

- Expat