Residential Mortgages

Buying your first home can be both exciting and daunting for first time buyers. We will guide you through each step of the process, from assessing the affordability of the loan and looking at the interest rates available to assisting with any paperwork you may need to complete. When viewing properties, Estate Agents will expect you to have your finances in order, which is crucial whether you're purchasing your first home or considering remortgages for second homes. That's where we can help! We are here to walk you through every step of the home buying process.

Moving home is very exciting, whether you are a first time buyer looking to upsize, downsize, or relocate. If you are considering remortgages to port your existing mortgage or start afresh, we can assist you. We will review all options, including those for second homes, and provide advice and recommendations accordingly.

It is important for first time buyers and homeowners alike to regularly review their mortgage. As you approach the last 6 months of your initial rate period, it's crucial to consider your options to prevent your mortgage from reverting to the Standard Variable Rate (SVR), which is often much more expensive. We will explore all available options for you, whether that means staying with your current mortgage lender or opting for remortgages with a new lender that offers more competitive terms. For those looking at second homes, we can also review these options, factoring in any associated costs, to ensure you make the best decision moving forward.

Ever thought about having a second home by the sea, a weekend retreat, or a city pied-de-terre? If you're a first-time buyer or looking to explore options for remortgages, we can assist you with mortgage finance. We will discuss with you the borrowing options and affordability assessments that come with owning a second residential property.

- New Build

- Interest Only

- Product Transfers

- Joint borrower, sole proprietor

- Contractors

- Income complexities

- Foreign Income

- Foreign Nationals

- Applicants on Visas

- Expat

- Options for first time buyers, remortgages, and second homes